How Much Does It Cost To Care For A Cat?

Two new reports estimate the cost of caring for a cat over a typical 15-year lifespan.

Two stories published in recent days give wildly varying estimates of how much it costs for the privilege of serving a cat.

First we should note that both reports assume the cats are adopted in kittenhood and the average lifespan of a cat is 15 years. That’s in line with current data showing well cared-for, indoor-only cats live between 12 and 18 years, with outliers on both ends. It’s not uncommon to hear about cats living well into their 20s just as some cats sadly pass on before their time, whether due to natural causes, illness or accidents.

A Texas cat named Creme Puff is the Guinness World Record holder for longest-lived house cat, holding on for an astonishing 38 years until her death in 2005.

Caring for a house panther can cost between $4,250 and $31,200 over kitty’s lifetime, according to an analysis of associated costs by The Ascent, a vertical of financial literacy site The Motley Fool.

Kitty Cash
“My moneys, human! MINE! Unpaw those bills!” Credit:@catsandmoney/Twitter

The estimates break costs down into recurring expenses — which include food, treats, litter and veterinary care — and fixed expenses like scratching posts, toys, additional cat furniture, bowls, grooming tools and similar items.

Not surprisingly, the biggest expense is food, the cost of which has been exacerbated by inflation, rising fuel costs and lingering supply chain issues that caused a cascade effect during the pandemic. Everything from sourcing metal for cat food tins to meat availability was impacted as ports were closed and meat processing plants were shuttered at various points since early 2020.

An unrelated estimate from OnePoll, based on a survey commissioned by pet food company Solid Gold, put the lifetime estimate of cat servitude at $25,304. Like the Motley Fool analysis, OnePoll’s respondents cited food as the primary expense, followed by veterinary care.

The wide range from the Motley Fool analysis could be attributable to geography, how well the cat is fed, and how many extra things caretakers do for their cats. A person who lives in Manhattan, splurges on bespoke feline furniture and buys ultra-premium cat food at almost $3 a can is going to spend significantly more than an eastern European cat servant who feeds raw or home-cooked food and builds their own ledge loungers and scratching apparatus.

Teh Bank of Kitteh
“Welcome to Teh Bank of Kitteh, you may make a deposit but not withdraw!” Credit: @catsandmoney/Twitter

Here in New York the cost of cat food in local grocery stores has spiked dramatically, but online prices have remained steady. Keeping in mind we’ve never really endorsed any particular brand or vendor on PITB, I switched from occasionally buying food online to Chewy auto-shipments during the pandemic because Bud’s favorite food was becoming very difficult to find locally, and that arrangement has worked out cost-wise as well.

Bud’s a true Pain In The Bud when it comes to “leftovers” so his primary wet food is Sheba Perfect Portions. It’s reasonably priced, comes in variety packs and helps avoid waste since each meal comes in its own 1.3oz recyclable blister-like plastic package. (Recycling is especially important with these single-serve packages, tiny as they are.) His dry food is Blue Buffalo Wilderness Adult Chicken recipe, although occasionally I’ll buy the weight control version of the same dry food when it looks like Little Man has gotten a bit chubby. He doesn’t protest, thankfully.

I feed him two 1.3oz wet meals a day and fill his dry bowl less than halfway at night so he can have his late snack and doesn’t have to wake me up if and when he gets hungry overnight. Sometimes I’m dimly aware of him sliding off me, padding over to his little dining nook and munching on dry food before hopping back onto the bed and dozing off again.

Overall it works out to about $21 a month, so I’d call it an even $25 with treats. You can schedule your auto-ship at any interval you choose, edit it at any time, and prompt the shipment immediately if you’re running out of food, so you can save more by ordering a few months’ worth of food at a time and taking advantage of free shipping on orders of more than $50.

Has inflation impacted cat food prices in your local area? How much does it cost to feed your cat(s) every month?

Rich Kitty
“I’m a nip dealer, so what? Stop judging!”